« Older Entries

Tricky Business

Often referred to as ‘Artistic Pool,’ Trick shots have become much more popular over the last few years. This entertaining and demanding discipline of pool can be categorised into two types, The first of these are Setup shots, in which the balls are set up in a specific formation to steer them towards the pocket. Volunteers from the audience are often selected to try these shots as they are difficult to miss. The second type is the skill shot. These require a good stroke with the que hitting the target ball in the precise place needed to cause the ball to ‘whirl’ around the table. Some Advanced skill shots include Jumps and Masses, where the ‘que’ or white ball, curves on its own.

In a Competition setting these Shots are broken up into 8 categories; These are Trick and Fancy which consist of Setup shots, and example of one fancy shot is having several balls set up so all balls go into different pockets with one stroke of the que.

The second Competition category is Prop, Novelty or Special, These shots are the least likely to come up in a regular game of pool as they often require use of the Rack as a prop or hitting a moving ball or shooting one handed or speed shots which involve hitting several balls within an allotted time.

The Draw and Follow shot requires precise angling in order to hit the que ball in an exact place so it travels in a prescribed way. For example back toward the competitor or continuing along the path it is taking rather than rebounding off any other components on the table.

This is done by causing the ball to either topspin or backspin. The Bank and Kick requires the ‘object ball’, the ball the que or white ball hits, or the que ball itself to hit the rail a prescribed number of times before entering the pocket. The Stroke requires technique as well as control, as in these shots the balls are often very close together possibly even touching. Jump shots are when the que ball leaves the table to avoid an obstacle. The final competition category is Masse. When the ball has so much spin it deviated from the expected line of play without hitting any obstacles.

There are many different champions giving hints tips and demonstrations on the internet.

Tags:

A Cosigner guarantees Easy Auto Loan Approval

Do you dream of a big car? Is your credit score low? If so, do not let the lender ruin your chances of getting easy auto loan approval. You should try reaching out to a friend with a good credit score and ask him to cosign your auto loan. Applying with a cosigner will help you qualify for the loan easily.

Who is a Cosigner?

A cosigner is a credit worthy person who agrees to share your loan obligation. If you are a first-time car buyer or a college student, with zero credit score, getting the help of a cosigner makes a lot of sense. It is because he will lend a helping hand to you as well as help you to build a good credit score.

A cosigner increases the chances of getting easy auto loan approval. His credit score adds weight to your auto loan application. Basically, a cosigner guarantees the lender that you will make regular payments. If you are unable to do so, the cosigner has to assume the responsibility of the payments.

What are the Requirements for becoming a Cosigner?

1. Willingness to cosign the auto loan

The cosigner must be willing to make the payments, if you miss them. It is because he is equally responsible for them. Remember that the agreement should be in writing, as the lenders do not accept verbal agreement from the cosigner.

2. Proof of cosigner’s ability to pay

A cosigner must prove that he earns a sufficient income to cover the amount of the auto loan. He must have a stable employment status. If he fails to prove his financial capability, the lender may reject the auto loan application.

3. Cosigner’s employment and residence

Stability in employment and residence of the cosigner is prerequisite for easy auto loan approval. The lenders are in favor of those cosigners who have lived at one address and have worked in their present job for a long period of time.

What are the Advantages of having a Cosigner?

1. Low interest rates

A cosigner not only gives you an opportunity to have a reliable transportation option but also saves you from high rate of interest.

2. Credit Score

A cosigner will allow you to obtain easy auto loan approval and help you build your credit score. In order to build your credit score, you must make regular payments to the lender.

3. Experience matters

A cosigner should be a person with a good credit score. He can also provide you with valuable financial advice. So you will not only receive better interest rates but also a sound financial advice from your cosigner.

What Happens If You Miss The Payments?

1. If you miss the payments, do not think that the lender cannot sue the cosigner. As the cosigner is responsible for the auto loan, the lender will not shy away from suing him.

2.When someone agrees to be your cosigner, he puts his credit score at risk. And, if you fail to make the payments, it hurts his credit score as well.

When a cosigner agrees to sign the auto loan application, he accepts the equal responsibility to make regular payments. So don’t risk the cosigner’s credit score by avoiding the payments. Remember that when you make regular payments to the lender, it allows you to drive your dream car and also wins your cosigner’s trust.

Tags:

What are the 4 Crucial Things for getting Subprime Car Loans?

Picture this- You have been eyeing this car since a few months and your friends can’t stop talking about it. It is on every auto show you come across and on the cover of every car magazine. Many a times, you have been thinking of going for it, but what stops you is your credit score.

As a subprime car buyer, you must have experienced that traditional lenders penalize you for your low credit score. They make car buying difficult for you by offering high interest rates on auto loans. But, do not worry. Subprime car loans can help you. With the loan program, you will be able to buy the car you need now, instead of waiting for your financial circumstances to improve.

If you are eager to buy a car of your choice, you must learn the following four crucial things for getting subprime car loans:

1. The Down Payment

The higher the credit score, the lower will be the interest rate on the auto loan. But if you have a subprime credit score, down payment can help you in lowering the interest rate.

As far as down payment is concerned, it would be wise to save up to a minimum of ten percent for a pre-owned car as well as a brand new one.

2. The Lender

Instead of applying with several lenders, choose a subprime lender who has expertise in approving subprime car loans. A subprime lender will help you in solving your loan related queries and also provide you with affordable loan rates.

3. Beware of Online Fraud

If you want to apply for subprime car loans comfortably, you can opt for online auto financing companies. The companies provide easy approval on subprime car loans. But, you must check the reliability of the company before providing confidential information on the website.

4. Read between the Lines

Many a times, there are understated clauses which may prove to be a shock in the future. So, it is advisable to be more cautious while going through the loan contract, so that you do not have to suffer later. Before finalizing the deal, make sure that you are well-versed with the terms and conditions of the loan contract.

Buying a car is not rocket science, but it doesn’t mean it is a cake walk either. If you want to make an easy car purchase, you must not forget the four crucial things for getting subprime car loans.

Tags: